5- How long have you been operating as a Public Insurance Adjuster?
When trying to find the right insurance adjuster it helps to know how long they’ve been in business. A company that’s been around for a while might have some history, which is beneficial when it comes to building trust and knowing you’re working with someone who can deliver on their promises.
6- Who will be handling my claim?
Though many public adjusters work as a team of professionals, it’s best to find out the name of the individual who will actually be working on your file from start to finish. You’ll have more contact with this person so being able to communicate directly helps when trying to resolve issues or answer questions.
7- How much money should I expect to get back?
The process for filing a claim as well as negotiating a settlement can take some time (between 4 to 8 months). Public adjusters typically only charge a percentage of your final settlement amount instead of taking a fixed fee, which means they’re incentivized to get you the most money possible.
For example, if your policy covers $100,000 in damages and the public adjuster charges an 10% fee ($10,000), then he or she is only paid that percentage of whatever you end up getting back from the insurance company ($90,000).
The more money the public adjuster helps you make on your claim, the more money he or she makes at 10%.
8- If I hire your company, can I still communicate with the insurer/company adjuster?
You can, but you probably shouldn’t. Your insurance company and your public adjuster should be the only two people who communicate about your claim.
9- What types of property insurance claims are handled?
Most adjusters handle both residential and commercial claims such as Water Damage, Hurricane, Fire, Vandalism and Theft, Lightning, Roof Leaks, Mold, Business Loss of Income, Watercraft, and planes.
These are just a few things worth asking before hiring a public insurance adjuster in your area for any type of property damage claims. With these guidelines in hand, finding the right person to help you through your insurance claim should be simple. Remember, the more questions you ask, the better prepared you’ll be for any situation!
We hope this article has been helpful to you in your search for a public adjuster. If you have any questions, feel free to email us and we will be happy to answer! Furthermore, if you are looking for a professional public adjuster or think American Premier Claims may be the right fit for your needs, give us a call at 844-313-3155
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