Top 5 Signs of Roof Damage You Should Never Ignore

As a homeowner, your roof is one of the most vital structures protecting you and your valuables from the elements. Unfortunately, it's also one of the areas most susceptible to damage. Recognizing the early signs of roof damage can be the difference between an easy repair and a costly replacement. From missing shingles to dark spots, this article will discuss the top 5 signs of roof damage that you should never ignore in order to maintain the health of [...]

September 25, 2023|Roof Damage|

Dealing with Denials: The Role of a Public Adjuster in Rejected Claims

Public adjusters play a crucial role in the insurance claim process, especially when dealing with denials. A denied claim can be a source of major concern, leaving policyholders feeling stranded and unsure of the next steps to take. In this context, public adjusters step in as advocates for the policyholder, using their expertise and understanding of the intricate insurance landscape to navigate these challenging situations. In the following sections, we will delve deeper into the role of public adjusters [...]

August 16, 2023|Resources|

Storm Damage in Florida: How a Public Adjuster Can Help

When severe storms strike Florida, they can cause extensive property damage and business interruption. From hurricanes to thunderstorms, the destruction can be devastating for homeowners and business owners alike. In times like these, a public adjuster can help you navigate through the claims process and ensure that you receive full reimbursement for your losses. They can provide expert advice on how to maximize your settlement from the insurance company, allowing you to more quickly put your life and business [...]

July 20, 2023|Resources|

Does Your Homeowner Insurance Policy Include Coverage For Foundation Troubles?

If you're a homeowner, you know that there are a lot of things to keep track of - from mortgage payments to maintaining the property inside and out. But one thing you might not think about is whether or not your home insurance policy covers foundation issues. Here's what you need to know. Yes, home insurance does cover foundation problems in most cases Issues with your home's foundation can be incredibly stressful, not to mention financially taxing. Fortunately, in [...]

February 3, 2023|Resources|

Slash Your Home Insurance Costs with These 5 Simple Strategies

Your home is likely your most valuable asset. That's why it's important to have the right home insurance policy in place to protect it. But that doesn't mean you have to pay a fortune for coverage. There are a number of ways you can slash your home insurance costs and save money on your premiums. In this blog post, we will discuss five simple strategies that can help you reduce your premiums and get the best deal on home [...]

What To Expect When Filing A Home Insurance Claim

No one ever wants to have to file a home insurance claim, but if the unexpected does happen, it's important to know what to expect. Each insurance company handles claims differently, but here is a general overview of the process. Keep in mind that every situation is unique and you should always consult with your insurance agent if you have specific questions. Were you aware that every year, homeowners file over $3 billion in insurance claims? And that 1 [...]

5 Mistakes to Avoid When Filing a Home Insurance Claim

No one wants to have to file a home insurance claim, but unfortunately, natural disasters and other incidents can happen. When they do, it's important to know what not to do in order to avoid common mistakes that can slow down the process or even lead to your claim being denied. In this blog post, we'll discuss five of the most common mistakes people make when filing a home insurance claim and how you can avoid them. Before we [...]

October 15, 2022|Hurricane Damage, Resources, Water Damage|

Homeowners Insurance and AC Leaks: What You Need to Know

If you're a homeowner, then you know that one of the biggest headaches you can have is an AC leak. These leaks can cause water damage to your walls and floors, which can be expensive to repair. In this blog post, we'll look at homeowners insurance and AC leaks. We'll specifically discuss whether or not homeowners insurance covers water damage from AC leaks and how much it will help in repairing the damage. Does homeowners insurance cover water damage [...]

September 26, 2022|Resources, Water Damage|

Insurance Settlement Money Is Tax-Free: Learn How and Why

When you receive a homeowners insurance payout, it's important to know that the money is tax-free. This is because the payout is considered compensation for your losses, and is not considered income. However, there are a few exceptions to this rule. In this blog post, we will discuss when an insurance payout is taxable and when it is not. We will also provide some tips on how to minimize your taxes after receiving a settlement payment. Do I have [...]

Everything You Need to Know About Home Insurance Claim Adjusters

When you file a home insurance claim, one of the first people you'll have to work with is the home insurance adjuster. This person is not sent by the insurance company you have to hire them so they can represent you. That person will inspect the damage and determine how much money, if any, your insurance carrier will pay out on your claim. It's important to understand what an adjuster does in order to make the claims process as [...]

June 1, 2022|Resources|

How to Prepare for Hurricane Season: Your Personal Guide

The National Hurricane Center has predicted that we will have a busy hurricane season this year. Are you prepared? If not, don't worry – you still have time to get ready! In this blog post, we will discuss how you can determine your personal hurricane risk, find out if you live in a hurricane evacuation zone, and review/update insurance policies. We will also provide tips on how to make a list of items to replenish hurricane emergency supplies and [...]

May 12, 2022|Resources, Hurricane Damage|

Mold Damage and Homeowners Insurance: What You Need to Know

Mold damage can be a serious issue for homeowners. Not only is mold unsightly and can cause health problems, but it can also damage your home and belongings. If you find yourself dealing with mold damage, you may be wondering if your homeowners insurance policy will cover the costs. The answer to this question largely depends on the cause of the mold. In this article, we will take a look at what homeowners insurance covers in relation to mold [...]

March 31, 2022|Mold Damage|