Understanding Insurance Rate Increases: How a Claim Can Change Your Homeowner Policy

When it comes to protecting your home, a solid homeowners insurance policy is a must-have. However, navigating the aftermath of filing a claim can be a daunting experience, especially when it comes to understanding how it affects your insurance rates. If you're a homeowner in Florida or any other state, and you're wondering, "Does your homeowners insurance go up after a claim?" or "Is it worth claiming on home insurance?", you're in the right place. This article will provide [...]

March 20, 2024|Resources|

How to Appeal a Denied Mold Damage Claim in Florida: Strategies for Homeowners

Florida homeowners are no strangers to the presence of mold – the warm, humid climate provides the perfect breeding ground for this silent and often destructive intruder. When mold damage strikes your home, you expect your insurance policy to serve as a financial safety net. However, receiving a denial for a mold damage claim can be disheartening and leave you wondering about your next steps. This comprehensive article is designed to empower Florida homeowners with the knowledge and strategies [...]

March 7, 2024|Mold Damage|

Lightning Strike! What to Do Next and How Your Insurance Can Help

Living in a world where Mother Nature remains unpredictable, we sometimes find ourselves at the mercy of the elements. One such phenomenon, lightning, can strike without warning and cause significant damage to our property - from electronics to structural damage. This blog post will help guide you on what immediate steps to take in the aftermath of a lightning strike, and how to navigate through potential insurance claims to alleviate the financial impact. Understanding these processes can be the [...]

January 8, 2024|Resources|

What is the Job of an Insurance Adjuster? An In-Depth Look

An insurance adjuster, often known as a claims adjuster, holds a pivotal role in the insurance industry. They act as the critical intermediary between the insurance company and the policyholder, especially during times of upheaval when a claim is filed. But what exactly does their job entail? In this article, we will delve into the role, responsibilities, and integral functions of an insurance adjuster, giving readers a comprehensive understanding of this crucial profession. Introduction to Insurance Adjusting: Understanding the [...]

Smoke Damage Claim Denied? Here’s What to Do Next

Having your smoke damage claim denied can feel like a frustrating setback, especially when you're in the midst of recovering from a disastrous event. You've taken all the necessary steps and filed your claim timely, and yet, you received a denial from your insurance company. The question that arises now is, what should you do next? This guide aims to offer valuable insights, practical steps, and the necessary guidance to navigate this puzzling situation. With the right approach, you [...]

October 20, 2023|Fire Damage, Resources|

Top 5 Signs of Roof Damage You Should Never Ignore

As a homeowner, your roof is one of the most vital structures protecting you and your valuables from the elements. Unfortunately, it's also one of the areas most susceptible to damage. Recognizing the early signs of roof damage can be the difference between an easy repair and a costly replacement. From missing shingles to dark spots, this article will discuss the top 5 signs of roof damage that you should never ignore in order to maintain the health of [...]

September 25, 2023|Roof Damage|

Dealing with Denials: The Role of a Public Adjuster in Rejected Claims

Public adjusters play a crucial role in the insurance claim process, especially when dealing with denials. A denied claim can be a source of major concern, leaving policyholders feeling stranded and unsure of the next steps to take. In this context, public adjusters step in as advocates for the policyholder, using their expertise and understanding of the intricate insurance landscape to navigate these challenging situations. In the following sections, we will delve deeper into the role of public adjusters [...]

August 16, 2023|Resources|

Storm Damage in Florida: How a Public Adjuster Can Help

When severe storms strike Florida, they can cause extensive property damage and business interruption. From hurricanes to thunderstorms, the destruction can be devastating for homeowners and business owners alike. In times like these, a public adjuster can help you navigate through the claims process and ensure that you receive full reimbursement for your losses. They can provide expert advice on how to maximize your settlement from the insurance company, allowing you to more quickly put your life and business [...]

July 20, 2023|Resources|

Does Your Homeowner Insurance Policy Include Coverage For Foundation Troubles?

If you're a homeowner, you know that there are a lot of things to keep track of - from mortgage payments to maintaining the property inside and out. But one thing you might not think about is whether or not your home insurance policy covers foundation issues. Here's what you need to know. Yes, home insurance does cover foundation problems in most cases Issues with your home's foundation can be incredibly stressful, not to mention financially taxing. Fortunately, in [...]

February 3, 2023|Resources|

Slash Your Home Insurance Costs with These 5 Simple Strategies

Your home is likely your most valuable asset. That's why it's important to have the right home insurance policy in place to protect it. But that doesn't mean you have to pay a fortune for coverage. There are a number of ways you can slash your home insurance costs and save money on your premiums. In this blog post, we will discuss five simple strategies that can help you reduce your premiums and get the best deal on home [...]

What To Expect When Filing A Home Insurance Claim

No one ever wants to have to file a home insurance claim, but if the unexpected does happen, it's important to know what to expect. Each insurance company handles claims differently, but here is a general overview of the process. Keep in mind that every situation is unique and you should always consult with your insurance agent if you have specific questions. Were you aware that every year, homeowners file over $3 billion in insurance claims? And that 1 [...]

5 Mistakes to Avoid When Filing a Home Insurance Claim

No one wants to have to file a home insurance claim, but unfortunately, natural disasters and other incidents can happen. When they do, it's important to know what not to do in order to avoid common mistakes that can slow down the process or even lead to your claim being denied. In this blog post, we'll discuss five of the most common mistakes people make when filing a home insurance claim and how you can avoid them. Before we [...]

October 15, 2022|Hurricane Damage, Resources, Water Damage|