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Blog2022-07-20T21:45:37+00:00

Insurance Settlement Money Is Tax-Free: Learn How and Why

When you receive a homeowners insurance payout, it's important to know that the money is tax-free. This is because the payout is considered compensation for your losses, and is not considered income. However, there are a few exceptions to this rule. In this blog post, we will discuss when an insurance payout is taxable and when it is not. We will also provide some tips on how to minimize your taxes after receiving a settlement payment. Do I have [...]

Everything You Need to Know About Home Insurance Claim Adjusters

When you file a home insurance claim, one of the first people you'll have to work with is the home insurance adjuster. This person is not sent by the insurance company you have to hire them so they can represent you. That person will inspect the damage and determine how much money, if any, your insurance carrier will pay out on your claim. It's important to understand what an adjuster does in order to make the claims process as [...]

June 1, 2022|Resources|

How to Prepare for Hurricane Season: Your Personal Guide

The National Hurricane Center has predicted that we will have a busy hurricane season this year. Are you prepared? If not, don't worry – you still have time to get ready! In this blog post, we will discuss how you can determine your personal hurricane risk, find out if you live in a hurricane evacuation zone, and review/update insurance policies. We will also provide tips on how to make a list of items to replenish hurricane emergency supplies and [...]

May 12, 2022|Resources, Hurricane Damage|

Mold Damage and Homeowners Insurance: What You Need to Know

Mold damage can be a serious issue for homeowners. Not only is mold unsightly and can cause health problems, but it can also damage your home and belongings. If you find yourself dealing with mold damage, you may be wondering if your homeowners insurance policy will cover the costs. The answer to this question largely depends on the cause of the mold. In this article, we will take a look at what homeowners insurance covers in relation to mold [...]

March 31, 2022|Mold Damage|

Your Home Insurance Premium May be Going Up: Here’s Why

Your home insurance premium may be going up soon. There are many reasons for this, but some of the most common ones are outlined in this blog post. Insurance companies are constantly assessing risk, and when the risks associated with a property increase, they may raise the premiums to reflect that. Some of the new risks that can lead to a rate increase include installing a swimming pool or fireplace, getting a dog or exotic pet, or buying luxury [...]

March 3, 2022|Resources|

Water Damage in Kitchens: How To File An Insurance Claim

Kitchens are one of the most expensive home repairs today, and water damage is one of the most frequent causes. A kitchen leak may channel and travel into other rooms in your home, causing extensive damage. If you have experienced water damage in your kitchen, it is important to file an insurance claim as soon as possible. In this blog post, we will discuss how to file a claim for water damage to your kitchen. These are the most [...]

January 31, 2022|Water Damage, Resources|

Window Leaks Insurance Claims: What You Need to Know

Window leaks are one of the most common causes of water damage in a home. A window leak usually goes undetected until the resulting water damage is observed inside the dwelling, but that does not mean it does not happen to anyone. Water intrusion caused by a window leak can cause major damage to your home costing homeowners thousands in repairs. To help you avoid this costly problem, we will discuss how insurance may cover water leaks and what [...]

January 4, 2022|Water Damage|

Understanding Roof Leaks: Causes, Types and Damage

Roof leaks can be a major problem for homeowners. The roof is what protects your home from the outside elements, so roof leaks are usually very serious and lead to costly repairs. You may not know that roof leak water damage can also cause mold growth in your home if left untreated. In this article, we will explore roof leaks causes, types of roof leaks, and all of the potential damages they can cause to your home. Main causes [...]

December 3, 2021|Rook Damage|

How to File a Water Damage Insurance Claim: 8 Tips from the Experts

With water damage being the most common insurance claim filed by homeowners, it is important to know how to file a water damage insurance claim. This blog post provides water damage insurance claims tips from experts in the industry. It will provide you with information on what water damages are covered by your home policy and which ones need flood coverage. We also cover other ways that water can cause property loss and discuss why you should always call [...]

October 31, 2021|Water Damage, Resources|

Does Homeowners Insurance Cover Accidental Fires?

You probably don't think about it until it happens, but fires can happen in your home. And when they do, you're going to want to make sure that any damage is covered by insurance. That's why we've pulled together this blog post — so you know what kind of coverage you have and how much homeowners insurance costs. We'll start with the basics: If there's a fire at your house and you call the fire department and they put [...]

October 3, 2021|Fire Damage|

9 Questions to Ask Before Hiring a Public Adjuster

Everyone should understand that insurance companies aren't always concerned with how much they must pay clients for property damage claims. They also have to obey the law, however, so they will frequently attempt to negotiate a settlement as inexpensively as possible. Despite the fact that this may be interpreted as a bad thing because you may not receive all of your claim money, it does give you the chance to hire a public adjuster. If you decide to use [...]

September 7, 2021|Resources|