4- Drain Standing Water To Avoid Further Damage
The next thing you should do is drain all of the standing water from your home. This includes getting rid of any excess moisture and humidity in your house by using fans and dehumidifiers to speed up this drying process and avoid worrying about mold growth later on down the road if possible. As previously mentioned in this article contact a local water removal service company to assist you.
5- Dry the Flooded Areas
After draining the water you should begin to dry the flooded areas. This process should include opening doors and windows, using fans and dehumidifiers, mopping floors with clean water (not dirty floodwater), cleaning up any debris or dirt that has been tracked in after flooding occurred, and taking down wet walls if possible once they have dried out a bit.
6- Keep All Damaged Items
Don’t throw away wet items yet, it may be tempting to throw them out. Keep in mind that most insurance companies want to have the damaged items inspected by a claim adjuster. Depending on your insurance policy coverages it may be possible to have these items repaired or replaced.
Once you have confirmation from the insurance or the adjuster that you can throw away or discard damaged items it’s best to have them removed from your home as soon as possible.
7- Begin the Recovery Process
Once all of the water damage has been cleaned up and dried out it’s time to begin the recovery process. This means that you should contact your insurance provider or public adjuster (if applicable) with an update on what is needed for repairs, replacement costs, etc…
Have a copy of your homeowner’s insurance policy handy most of the questions asked by your insurance company or public adjuster will be relevant to it.
The next step in this process is for you and your insurance company to determine how much of a settlement offer you are entitled to receive after filing a water damage claim. This typically includes receiving an estimate from the contractor of what damages need to be repaired and an itemized list outlining how much each repair will cost.
You can learn the facts and statistics about water damage claims in the State of Florida in this article.
8- Do Not File a Water Damage Claim Alone
Work with a professional adjuster to ensure that your water damage claim is handled properly. A public adjuster like American Premier Claims can help you walk through the entire process over the phone, in person, or over email to ensure it’s done correctly and promptly without having to deal with any of it yourself.
Let our team of experts review your insurance coverage before filing a claim.
Don’t hesitate to contact us here at American Premier Claims if you have any questions about filing a water damage insurance claim or just need some help with the process. We are here to provide our expertise in helping you recover quickly from any type of loss that may have occurred recently.