Mold can be a major problem in homes, and it can be difficult to get rid of. If your home has been affected by mold, you may be wondering if your homeowners insurance policy will help cover the costs of removing the mold and repairing any damage that it has caused.
The good news is that most homeowners insurance policies do cover mold damage. However, the amount of coverage that you have may vary depending on your policy coverage limits. In most cases, your policy will cover the costs of repairing any damage that the mold has caused, as well as the costs of removing the mold.
Keep in mind that there are some exceptions to this rule. For example, if you live in a rental unit, you may not be covered by your homeowners insurance policy. In addition, if the mold was caused by a problem with your home that existed before you bought the policy—such as a plumbing leak—you will have to pay for any damage yourself.
If you have questions about whether or not your homeowners insurance will cover mold damage, be sure to contact your insurance provider and ask. You can also learn more by reading our article about mold coverage in homeowners policies.
If you do need to file a claim for mold damage, it’s important to make sure that you follow all of the guidelines for filing a claim with your insurer. If you fail to meet any of the requirements, your claim may be denied.
If you have any other questions about homeowners insurance, be sure to check out our website or contact us for more information. We’re here to help!