Hurricane Isaias Damage? Get the Full Settlement You’re Owed

Before you accept your insurer’s offer, call a licensed public adjuster who works for you, not the insurance company.

✔ No Recovery, No Fee  ✔ HAAG Certified  ✔ 30+ Years Experience  ✔ 5.0★ Google Reviews  ✔ Licensed & Bonded PA Lic # E149537

Isaias Hit Hard. Your Claim Shouldn’t Be Another Fight.

Hurricane Isaias came ashore near Destin as a Category 2 storm on the night of October 9, 2026. It brought wind, storm surge, flash flooding, and tornadoes across the Panhandle, the Big Bend, and North Florida. Hundreds of thousands of homes lost power. Many are now dealing with roof damage, water intrusion, and fallen trees.

Your insurance company already has adjusters in the field. Their job is to protect the insurer’s bottom line. Our job is to protect yours. American Premier Claim Consultants documents every bit of storm damage, prices it correctly, and negotiates for the full amount your policy promises.

What Damage Did Hurricane Isaias Cause That Insurers Often Miss?

Insurers most often underpay hidden damage: lifted shingles, cracked roof decking, slow leaks behind walls, and mold that shows up weeks later. A quick walk-through usually catches the obvious damage and misses the rest. We look for:

  • Roof damage: missing or lifted shingles, damaged flashing, punctures from flying debris
  • Fallen tree damage: to roofs, siding, fences, pool enclosures, and vehicles

  • Wind-driven rain: water entering through damaged roofs, windows and doors
  • Tornado damage: from storms Isaias spawned across the Panhandle and North Florida
  • Broken windows and doors: and the interior damage that follows
  • Water damage and mold: from leaks and days without power or air conditioning
  • Spoiled food and additional living expenses: if your home was unlivable
  • Business losses: property damage and loss of income for commercial owners

Isaias Hit Hard. Your Claim Shouldn’t Be Another Fight.

Hurricane Isaias came ashore near Destin as a Category 2 storm on the night of October 9, 2026. It brought wind, storm surge, flash flooding, and tornadoes across the Panhandle, the Big Bend, and North Florida. Hundreds of thousands of homes lost power. Many are now dealing with roof damage, water intrusion, and fallen trees.

Your insurance company already has adjusters in the field. Their job is to protect the insurer’s bottom line. Our job is to protect yours. American Premier Claim Consultants documents every bit of storm damage, prices it correctly, and negotiates for the full amount your policy promises.

What Damage Did Hurricane Isaias Cause That Insurers Often Miss?

Insurers most often underpay hidden damage: lifted shingles, cracked roof decking, slow leaks behind walls, and mold that shows up weeks later. A quick walk-through usually catches the obvious damage and misses the rest. We look for:

Before Making a Claim Call Us Or Request Help Online

What Should I Do Right Now After Hurricane Isaias?

Stay safe first. Then protect your claim: photograph everything, make temporary repairs to prevent more damage, keep every receipt, and don’t throw anything away yet. Most of all, don’t sign anything or accept a quick payout before getting a second opinion.

  1. Document it. Take photos and video of every room, the roof, and the yard before cleanup.
  2. Prevent more damage. Tarp the roof and board windows. Save the receipts, because these costs are usually covered.
  3. Don’t rush major repairs. Permanent repairs before inspection can hurt your claim.
  4. Report the claim. Florida law gives you 1 year from the date of loss to give notice of a new claim.
  5. Call us before you accept an offer. A free review costs you nothing.

This Is Why People Choose Us

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Christian Bruce profile picture
Christian Bruce
October 6, 2026
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Cesar has great communication and is great at what he does! I was able to leave my trust in him through a claim that was told to be a hassle but he made it a smooth process!
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Neil Ram
September 9, 2026
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Delivered as promise - an invaluable service to the Gainesville (Central Florida area) I contacted Mr Cesar after learning what a private adjuster was. I had no idea this was an option, to hire someone to represent you through an insurance claim. After I signed the contract with Mr Caesar, he handled everything exceptionally and on time. He dealt with the insurance company and negotiated with them and ended up getting me additional payouts based on his inspection and damage report of the property. He thoroughly inspected the damages and was very knowledgeable in regards to replacement versus repair. Nothing was overlooked as he double checked and asked good follow-up questions to ensure he was prepared. Beside Mr Caesar, the entire process of having to deal with insurance is a nightmare. 1 to 3 months turned into 6 to 9 months, I could only imagine if I didn't have Mr Caesar in my corner how much longer it would have taken. If you have never dealt with homeowners insurance before - I highly suggest you at least consult with Mr Caesar, and ultimately hire him as a private adjuster. You can't put a price on peace of mind and considering that they handle everything to include Communications with the insurance company I would highly recommend hiring American Premier claims Consultants.
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Valerie Benites
September 4, 2026
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I had a great experience working with Cesar Marin as my public adjuster. He helped me navigate the entire insurance claim process and ultimately reach a settlement that properly compensated me for the damages to my property. Cesar was knowledgeable, responsive, and had excellent follow-through throughout the process. He stayed on top of my claim, kept things moving, and was always available to answer questions or provide updates when needed. I truly appreciated having someone advocating on my behalf and would absolutely recommend Cesar to anyone needing help navigating an insurance claim. (Miami)
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Todd Rousseau
August 25, 2026
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Cesar did a great job helping us with our insurance claim at Gulf Breeze Condos in Steinhatchee. He was professional, responsive, and worked hard on our behalf throughout the entire process. We really appreciate Cesar’s help and would highly recommend him.
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Democratic Women's Club of Santa Fe Springs
May 5, 2026
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Cesar advocated for me water claim and arrived at a just settlement. There were many delays during the claim, and he patiently waited for his compensate, always checking in regularly to see if I needed further assistance.
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Doug Bork
February 13, 2026
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I have a home in Miller County GA that was damaged during the hurricanes of 2024. Cesar and his team did an amazing job advocating for me with the insurance company and getting me an excellent result. Cesar and his team were professional, thorough and a pleasure to work with. I would not have gotten a fair result with the insurance company with them. I would highly recommend and would use again without hesitation.
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manny machin
January 5, 2026
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Cesar at American Premiere was very professional and knowledgeable of all County, City and State laws that protect Homeowners. Don't waste time with others, call Cesar ASAP
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Leon Aquino
December 16, 2025
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Very professional and knowledgeable. I would highly recommend him anytime and any day.
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Mario Fernandez profile picture
Mario Fernandez
December 8, 2025
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American Premier and Cesar Marin are very professional and knowledgeable in their field. My insurance denied part of my claim and Cesar was able to turn that around and get us a just settlement.
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Ras Wiseone
December 4, 2025
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Very great experience
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Andres Soto
December 4, 2025
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i’m very glad that I hired them they were able to help me out with my Claim and they were able to get me properly compensated I would definitely recommend them
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Kristopher Kosko
December 2, 2025
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Highly recommend American Premier Claims Consultants. Cesar truly fights to get everything you’re entitled to. When my insurance company refused to return calls and emails, Cesar worked around the clock to establish a communication line and get the ball rolling again. The things my insurance initially stated they weren’t going to replace, were replaced having a public adjuster on my side. Overall amazing communication between Cesar and his crew to my family and me. You want American Premier Claims Consultants on your side, you won’t be disappointed.
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Cathy Crossman
November 22, 2025
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These folks changed everything!! I was at a loss as to what I should do after my home was significantly structurally damaged in hurricane Idalia. The insurance carrier denied the claim and shut me down, even though I was living in a FEMA trailer due to the compromised condition of the house. I was both angry and afraid. After diligently researching the industry and reading their reviews, I gave American Premier Claims a call. From that moment, I knew I’d made a great decision. Caesar immediately came to assess the situation and explained how he could help. With my permission, he “called in the cavalry” and the team went to battle for me! Suffice it to say, Caesar was victorious!The dragon was slayed. And I am finally able to breathe. I am so happy to know Caesar is on my side and now “waiting in the wings” to be available if I should ever have another issue with any insurance carrier. Bottom line, American Premier is simply amazing.
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Claudia Beltran
November 21, 2025
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I recently had the pleasure of working with them and I couldn't be happier with the service they provided. Their expertise and guidance made a stressful process much more manageable. Cesar absolutely exceeded my expectations! He gave me reassurance throughout the entire process - he was always there to calm my nerves and put my mind at ease. He always was quick to respond, with clear explanations, and proactive in keeping us informed every step of the way. He fought tirelessly on my behalf and secured an fair settlement. If you’re dealing with property damage and need help with your insurance claim, look not further, I highly recommend America Premier Claim Consultants—they are professional, knowledgeable and truly care about their clients.
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Kyle Hudson
August 13, 2025
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After fighting with my insurance company for months, I reached out to American Premier Consultants for help. Cesar was quick to respond. I cannot stress the burden that was taken off my shoulders after I was able to trust that someone would take care of me. My only regret is that I didn't call him sooner.
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Dillon O'Brien
July 31, 2025
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Just here to shout out Mr. Cesar for being such an amazing person he is always so easy to work with and helpful in every way possible.
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Rainer Leeb
July 16, 2025
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César and his team helped me tremendously to recover my losses from Hurricane Milton without a hassle or any worries. He handled the claim process and the subsequent payout without issues for me and very much deserves the fees he charges. I fully recommend him as your public adjuster!
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vanessa fernandez
July 8, 2025
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We had significant roof damage from the hurricane that hit in 2024, and navigating the insurance process on our own felt overwhelming. Thankfully, we were referred to Cesar from America’s Premier Claim Consultant, and from the very beginning, they made everything so much easier. Their communication was incredibly efficient—always quick to respond, clear in their explanations, and proactive in keeping us informed every step of the way. They took the time to thoroughly assess the damage and present it accurately and effectively to the insurance company. Their attention to detail was impressive, and it made a huge difference in ensuring nothing was overlooked. Thanks to their expertise and diligence, we were able to secure the necessary funds to repair and even upgrade our roof, giving us peace of mind moving forward. We truly felt supported throughout the entire process and are beyond grateful for their help. If you’re dealing with property damage and need help with your insurance claim, I highly recommend America’s Premier Claim Consultant—they are professional, knowledgeable, and genuinely committed to helping homeowners.
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Joel Maldonado
May 30, 2025
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Easy to work with and always on top of what he needs to do. Easy to communicate with and will be proactive with his work. Great experience overall.
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Monica Botero
May 23, 2025
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I could give him 10 starts if I could. There is no way to describe how knowledgeable, reliable, responsive, friendly and capable Cesar is. It was the best decision we have ever made to let him manage our claim. Cesar goes the extramile for his customers, he helps you and guide you all over the process. We could not get an agreement with the insurance and had to hire a lawyer, his recommendation was fabulous and we got our money 6 months after hurracaine Helen. Thanks Cesar
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Ami Schautz
May 10, 2025
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Mr. Cesar was friendly, compassionate, and worked incredibly hard to help us navigate the insurance claim for our damaged home and property after Hurricane Helene. He nearly tripled the amount the insurance company offered and charged a reasonable percentage of the money awarded. We 100% recommend him and American Premier Claims Consultants.
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Raquel Nual
April 4, 2025
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César is someone who hard for the rights and Benefits of his clients. He is reliable and easy to work with. César es alguien quien trabaja con diligencia para los derechos y beneficios de sus clientes. El es alguien que puede depender de y confía.
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Socrates Almanzar
April 3, 2025
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I recently filed a claim and couldn’t be more satisfied. From the very beginning Cesar was very professional, answered my questions and I was kept informed. Thank you for making a stressful situation, easy. Highly recommend!
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Gene DuBose
April 1, 2025
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Cesar, is the absolute best , he's professional with an extreme amount of knowledge in all aspects of solving your claims. American Premier is the best
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Kenneth Braley (The Dapper Rapper)
March 26, 2025
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Cesar Marin was professional, knowledgeable, and efficient in handling my property claim. He guided me through the process seamlessly, kept me informed, and ensured I received a fair settlement. 5 star experience - Highly recommend his expertise!

Why Choose American Premier Claim Consultants for Your Isaias Claim?

HAAG-certified expertise most adjusters don’t have. Cesar Marin holds HAAG certification, the industry’s gold standard for roof and storm damage inspection. When an insurer says your roof damage is “wear and tear,” HAAG-level documentation is how you prove it was Isaias.

30+ years of Florida hurricane claims. We’ve handled claims through decades of Florida storms, including Hurricane Ian. We know how insurers evaluate hurricane damage, and where they cut corners.

Based in North Florida, close to the damage. Our office in Newberry is a short drive from the hardest-hit Isaias counties.

No recovery, no fee. You pay nothing up front. We only get paid if you get paid.

You deal with us, not the insurer. We handle the inspection, estimates, paperwork and negotiation. You keep updates without the stress.

Areas We Serve After Hurricane Isaias

Escambia · Santa Rosa · Okaloosa · Walton · Bay · Gulf · Franklin · Holmes · Washington · Jackson · Calhoun · Liberty · Gadsden · Leon · Wakulla · Jefferson · Madison · Taylor · Hamilton · Suwannee · Lafayette · Dixie · Columbia · Gilchrist · Baker · Levy · Citrus

Including Pensacola, Destin, Fort Walton Beach, Navarre, Panama City, Santa Rosa Beach, Crestview, Tallahassee and Lake City. We also serve Georgia and North Carolina.